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Online shopping

As we have seen before, cybersecurity evolves the connection between people and the application of practices that aims to protect information from malicious attacks. 

In 2019, e-commerce was responsible for around $3.5 trillion in sales and is expected to hit $4.9 trillion by 2021. In addition, 21.8% of the population worldwide shops online and brands are becoming more and more active on social media which means that they are engaging more with people through different online channels.

Nowadays, more and more people prefer online shopping over conventional shopping. Some of those advantages are related to the convenience, price comparisons, comfort and accessibility. Usually, when you buy online, you need to create an account. Consequently, you are obligated to give some of your private information, like “name”, “address”, “phone number”, “email” and a method of payment.

Having this in mind, and because everything on internet is tracked, it is not a surprise that all of the data that results from the huge amount of ecommerce and interactions on social media means that it is important to know more deeply about the potential consequences of these actions.

If you want to avoid internet scams while shopping online – you’ll need to take a few precautions. Below you can find a few suggestions:

Know who you are dealing with

Read reviews and see if other consumers have had a positive or negative experience with the website. Make sure the site is security enabled.

Monitor your financial accounts

Read your statements regularly, making sure they reflect the charges you authorized.

Check out the privacy policy

Privacy policy describes how your personal information is collected, used and shared when you visit or make a purchase from an online store. You should read the privacy policy and see if you agree with the privacy of the company. 

Free can be costly

Free screen savers, e-cards or others could carry dangerous viruses. Keep your anti-virus and anti-spyware software updated along with your firewall.

Don’t email your financial information

Legitimate companies don’t ask for financial information via email or pop-up message.

Pay by credit or charge card

Credit cards are generally the safest option as they allow buyers to seek a credit from the issuer if the product isn’t delivered or isn’t what was ordered. Consider using a virtual one-time credit card. Virtual credit cards are unique credit cards that allows  you to transact on your main credit card account without using or exposing your main credit card account number. For example, you can use Capital One to create this type of credit cards.

Know who you are dealing with

Read reviews and see if other consumers have had a positive or negative experience with the website. Make sure the site is security enabled.

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